Re-Claim’s Personal Liability Insurance
It’s a nightmare scenario. You’ve had an accident involving another person during a sporting event or activity. Your injuries are okay but the other guy is pretty banged up and decides to make a legal claim against you. What do you do?
Anyone involved in an individual sport that carries a certain amount of risk should think twice about personal liability for injury to another person or damage to their property. You never know when something like this will come back to bite you.
Luckily, at Re-Claim, we cover you for property damage, death and bodily injury caused by you to another person during your sports activities, up to the limit stated in your plan.
So, if you collide with a fellow mountain bike rider at Taman Bukit Kiara injuring them and wrecking their bike, hit another person or vessel while windsurfing in Langkawi or cause a mass pile-up during a cycling training ride on the East-West Highway causing death, we have your back.
Other sports where our personal liability cover will come in handy include:
How does it work?
Property Damage: If a claim is made against you for property damage as a result of an accident by you during a sporting activity, we will reimburse you for the sum to which you are legally liable to pay.
Bodily Injury or Death to Third Party: If a suit is brought against you for injury to an individual, including medical expenses, or death to that third party as a result of an accident by you during a sporting activity, we will cover that too.
Re-Claim is Malaysia’s next-level, comprehensive sports accident insurance plan designed for all hard-core fitness and sports enthusiasts — people who know their limits and go beyond them.
Check in with your current insurance provider to see what your personal liability insurance covers you for, so you never get that rude shock when something goes wrong.
Watch our 2-minute video at www.re-claim.com for more information on our unique Re-Claim benefits including personal liability.
Check out our Comprehensive Sports Plans Here
*Read our FAQ section. Terms and conditions apply.
By the way the gentleman on the picture is Edwin Curtis, who got hit by a golf ball during the Honda Classic in Palm Beach in 2014. A small, hard ball can do a lot of damage.
You’re probably asking why there’s a blog post on how to make a sports accident insurance claim? It’s not that hard, right?
But when you’ve had a sporting accident — hit a tree skiing, smashed into another cyclist, done your ACL playing netball — the last thing on your mind is completing the paperwork.
That’s why at Re-Claim we make it super easy.
Of course, you have to pay the premium first before the coverage takes effect.
It may sound silly, but there’s no point registering with us, going off on your kayaking adventure, getting injured and then trying to complete your membership?
We have three Re-Claim plans to choose from:
Purchase Your Re-Claim Sports Insurance Plan here
Each plan will determine the annual limit you are entitled to.
For emergency cases where you require cashless hospital admission, emergency evacuation or overseas repatriation from another country, please call the 24-HOUR HOTLINE number on your Re-Claim medical card or contact the Hospital Admission or International Medical Assistance numbers HERE.
For non-emergency cases or cases where you have decided to pay on your own first, just notify us within 10 days from the sporting accident at email@example.com or call us at 03 2262 8688 and submit the original claim form, original itemised bills, receipts and other relevant documents as required by us.
Note, if you’re injured overseas, you are required to cover the hospital admission fee while you are there, but not to worry, keep the hospital bills and medical reports and you’ll be reimbursed when you get back home.
Making a claim for your sports accident can be done from the comfort (or lack of) of your hospital bed or couch via phone, laptop or tablet. Simply call or email us and your claim will be processed within days.
We even have a ‘Make A Claim’ button ready and waiting. Go to http://www.bestsportsdoctors.com/about-the-insurer.html and claim away!
Things to remember:
You are required to act upon medical advice as soon as possible
You may be required to undergo further medical examination at Re-Claim’s expense
We will only pay your benefit if ALL medical certificates and other evidence are provided
For all other assistance or questions about our policy CALL THE ENQUIRY HOTLINE ON 1300 889 899 OR EMAIL VIA firstname.lastname@example.org
Re-Claim is Malaysia’s next-level, comprehensive sports accident insurance plan designed for all hard-core fitness and sports enthusiasts. We offer worldwide 24-hour coverage and have raised the bar to provide access to cutting-edge medical experts and institutions to give our athletes unique benefits not available anywhere else in Malaysia.
Watch our 2 min presentation on Re-Claim at www.re-claim.com for more information on our unique Re-Claim benefits including evacuation and overseas treatment for sports injuries and accidents.
Now you know how to make a Sports Accident Insurance Claim the Re-Claim way, so go and do something crazy, set new records, break old ones, but make sure you purchase one of our great plans first 🙂
Buy Re-Claim Here
*Terms and Conditions apply.
Are you scared of cycling accidents?
Do you feel safe when you go out for your morning ride? Do you trust drivers to keep a safe distance between you and their car?
You only need to ask #TeamReClaim athlete Kimbeley Yap-Chelliah of the dangers of road cycling.
In 2014, when in training for the 2014 Commonwealth Games and 2015 SEA Games, she was knocked off her bike by a car near Damansara, tearing her left thigh and calf and suffering injuries to her head, leaving her in a coma.
It was a cycling accident that could have been avoided. Now there’s a possible solution.
Australian company Cycliq has invented a rear facing HD camera with integrated red flashing lights — the Fly 6 and new model Fly 12 — which acts as a dash-cam similar to those used in vehicles by recording footage of every aspect of a cyclist’s journey.
/Although the technology is reactive to what is happening on the road, the knowledge that motorists are being recorded could make drivers think twice about their behaviour.
More importantly, it can help authorities in piecing together the moments leading up to a fatal or near fatal collision.
The device can detect a car number plate from three metres away and comes with a tram-line feature that overlays digital lines to the cyclists’ footage, indicating when a vehicle has come too close to them.
It also has mobile app and social sharing, connectivity, meaning cyclists can instantly share their recordings with fellow cyclists or police if required.
Since 2015, there have been 46 cyclists’ deaths on Australian roads. In Malaysia, Kimbeley’s case is not a one off.
Another national cyclist, Mohd Asmui Ali Awang, was killed in 2013 after being hit during training at Kampung Pulau Serai, Terengganu.
In 2012, four cyclists — Mariana Mohamad, Masziyaton Mohd Radzi, Mohd Aziz Zahit and Mohd Azri Ahmad — were hit by a swerving car in Putrajaya while trying to earn national selection.
It’s clear something has to be done.
Cyclic chief executive Andrew Hagen says, “The whole point of our mission is to make the motorists aware cyclists are obtaining footage, so hopefully they will apply a bit more caution,” he told news.com.au.
If you’re concerned about your safety on the road, call your insurance provider to make sure you are covered for treatment for your injuries and damage to your bike no matter where you are in the world.
At Re-Claim, we do all of that. Register today at www.re-claim.com to learn more about all our unique Re-Claim benefits including evacuation and overseas treatment for sports injuries and accidents and cover for damaged equipment.
READ: A REAR FACING HD CAMERA WITH INTEGRATED RED FLASHING LIGHTS PROMISES TO SAVE CYCLISTS LIVES