Re-Claim’s High-End Medical Expenses Cover Explained

What is Re-Claim High-End Medical Expenses Cover?

Peter Davis Explains Re-Claim’s High-End Medical Expenses Cover

Peter Davis knows what it takes to get the best out of himself. Pushing himself to the edge; training, sweating, bleeding.

He also knows he needs the best cover possible. Having a proper high end medical expenses cover is part of it.

In a career spanning more than a decade, Peter has pushed the boundaries of physical and mental pain. Training to near exhaustion to ensure he’s in peak condition to claim victory.

Whether he’s training for his next fight, mountain biking through Bukit Kiara or maintaining his general fitness, Peter goes full throttle.

So, when an accident or injury happens, he needs the best treatment possible and a high-end medical expenses cover.

Re-Claim is a high-end accident product for sports enthusiasts offering higher medical coverage than traditional Personal Accident plans as well as access to medical treatments from leading specialists.

high end medical expenses cover

This includes cover for:

Accidental Death and Permanent Disability

Medical Expenses up to RM750,000 incurred due to hospitalisation as a result of a sports accident up to 180 days.

Reconstructive Surgery

Hospital cover including hospital admission card that gives you cashless and hassle-free check-in and discharge at our panel medical hospitals.

For Peter, it’s a simple decision to choose Re-Claim.


Re-Claim is Malaysia’s next-level, comprehensive sports accident insurance plan.

To read more about our unique benefits go to

Powerlifting champ Stephanie Ensol Joins Team Re-Claim

Powerlifting champ Stephanie Ensol Joins Team Re-Claim

We are proud to announce the latest addition to Team Re-Claim, Malaysia’s female powerlifting and strongman champion Stephanie Ensol.

In less than two years, Stephanie, 28, has soared to the top of her sport smashing records and winning numerous titles along the way.

She trains up to 10 times a week, doing what she calls the “big three” … squats, bench presses and deadlifts.

And she loves it, pushing herself relentlessly to attain results.

Stephanie Ensol Powerlifting Champion

Stephanie winning in Singapore

Stephanie Ensol Career Summary

— 1st Women Under 52kg and 1st Women Overall 2016 Malaysian Powerlifting Alliance Championships

— 1st Women Under 52kg and 1st Women Overall 2016 Singapore Powerlifting Invitational

— 1st Women Under 52kg and 1st Women Overall 2016 Malaysian Powerlifting Invitational

— 1st Women 2016 Kuching Strongman Competition

— National Record Holder Women Under 52kg Squat, Bench Press, Deadlift

— World Record Holder Women Under 52kg Bench Press

Re-Claim Stephanie Ensol Powerlifting

Stephanie’s career medal haul

Although Stephanie has been lucky with injuries, she knows that just one accident can ruin her season.

That’s why she is with Re-Claim.

“Re-Claim offers sport specific insurance without all the add-on at a very good price,” Stephanie says.

“I’m sure many people in the fitness and sports world would love Re-Claim as injuries and accidents certainly do happen.”

We welcome Stephanie Ensol to Team Re-Claim and we look forward to a fantastic 2017.

Follow Stephanie on Instagram @pocket_rocketgirl

Re-Claim, We’ve Got Your Back

#TeamReClaim #AreYouCovered #WeGotYourBack

Easy yoga positions to improve your movement and flexibility

Yoga has soared in popularity in Malaysia over the last five to ten years and will continue to see beginners and veterans roll out the mat in 2017. We’ve asked Team Re-Claim’’s Angeline Ong to take us through 5 easy yoga positions to help improve your movement.

1. Downward Facing Dog

Downward Facing Dog Yoga Position

Downward Facing Dog

The Downward Facing Dog yoga position deeply stretches the back, opens the chest and builds upper body strength. This posture stimulates the brain and nervous system, improves memory, concentration, hearing and eyesight.

How to perform:

— Come onto the floor on your hands and knees, with your knees directly below your hips and your hands slightly in front of your shoulders. Spread your palms and tuck your toes under.

— Exhale and lift your knees up, slightly bend you knee with the heels lifted away from the floor. Lengthen your spine against this resistance, lift the sitting bones toward the ceiling and from your inner ankles engage the inner legs up into the groin.

— Engage and rotate your thighs slightly inward when you straighten up your knees but be sure not to lock them.

— Engage you outer arms and press your fingers actively into the floor. Lift your spine up with firm forearms and shoulder blades against your back, then widen them and draw them towards the tailbone. Keep the neck active with the head between the upper arms. Don’t let it hang.

Caution: Do not practice this yoga pose if you’ve had a recent chronic injury to the back, hips, arms or shoulders as well as unmediated high blood pressure.

2. Pigeon Pose

Pigeon Pose Yoga Position

Pigeon Pose

This yoga pose is excellent at opening up the hip joint and lengthening the hip flexor. Improves posture and alignment of the body and enhances overall suppleness.

How to perform:

— Begin with Downward Facing Dog. Bring your right knee between your hands, place your right ankle near your left wrist. Extend your left leg behind with your kneecap rotated in and the top of your foot rested on the floor.

— Press your fingertips to lift your torso away from your thigh. Lengthen the front of your body. Keep you hips square and release your tailbone back towards your heels.

— Lower your body through your front-leg shin and balance your weight evenly between your right and left hips. Flex your front foot. Press your back foot down. Look downward softly.

— Breathe and hold for up to one minute. To release the pose, flex your back feet, lift your back knee off the mat and press yourself back into Downward-Facing Dog. Repeat for the same amount of time on the other side.

3. Warrior II

Warrior II Yoga Position

Warrior II

A deep hip-opening yoga pose that strengthens the muscles in the thighs and buttocks.

How to perform:

— Standing upright, exhale while you step 3-1/2 feet apart. Raise your arms in line with your shoulders and parallel to the floor, stretch your arms actively out to the sides, shoulder blades wide, palms facing down.

— Turn your right foot out and your left foot in. Align the left heel with the right heel, activating your thighs and rotate your left thigh inward.

— Exhale and bend your right knee over the right ankle, so that the shin is perpendicular to the floor. If possible, bring the right thigh parallel to the floor. Engage your core muscles by strengthening the left and right leg, pressing both heels firmly to the floor.

— Stretch the arms away with the shoulder blades parallel to the floor. Don’t lean the torso over the left thigh, keep the sides of the torso long and the shoulders directly over the pelvis. Press slightly and rotate the tailbone down. Turn the head to the left and gaze toward your fingers.

— Stay in the pose for 30 seconds to one minute. Inhale as you come up from the pose. Change leg and repeat for the same length of time to the left.

Cautions: Do not practice this yoga pose if you have a recent or chronic knee, ankle or sacroiliac injury. 

4. Camel Pose

Camel Pose Yoga Position

Camel Pose

This yoga pose stretches and strengthens the shoulders and back. Stretches the ankles, thighs, groin, abdomen, chest and throat. Tones organs of the abdomen, pelvis, and neck.

How to perform:

— Come to your knees, with your legs hip-width apart. Place your hands on your hips. Keep your hips over your knees and internally rotate your thighs and squeeze your thigh muscles to activate them.

— Inhale to engage your lower belly and stretch your tailbone forward, creating space between your lower vertebrae. Inhale again, expand you chest and draw your elbows toward each other.

— Keep your chest open, spine long, chin tucked in as you drop your hands toward your heels and keep engaging your core.

— Press the heels of you palms into the heels of your feet while grabbing your feet. Keep lifting your spine up.

— Now lift your shoulders and engage your trapezius muscles to create a cushion on your cervical spine. Gently lower the head and neck and gaze at the tip of your nose.

— To exit, bring your chin back toward your chest and your hands to your hips. Keep engaging your lower belly and rise slowly using your hands to support your lower back.

Cautions: Don’t pinch the shoulders together and tense the neck. Also don’t compress the lower back down by squeezing the butt, that will push the knees wider than hip-width apart.

5. Seated Spinal Twist

Seated Spinal Twist Yoga Position

Seated Spinal Twist

Yoga twists can help loosen and lengthen the spine and can ease a stiff neck and shoulders. It also helps open the chest and increases the oxygen supply to the lungs.

How to perform:

— Sit up with both legs straight in front, keep your feet together and the spine extended.

— Bend the left leg and place the heal of the left foot beside the right hip. Place the right leg over the left knee, the left hand on the right knee and the right hand behind.

— Twist your waist, shoulders and neck to the right and look over the right shoulder. Keep extending the spine. Breathe gently and hold.

— Exhale while you release the hand behind you, keep your body posture upright. Repeat to the other side.

Stay fit and active in 2017 and enjoy a healthy lifestyle incorporating yoga, sports, fitness and healthy eating.

Re-Claim provides 24/7, worldwide cover for sports accidents and injuries. For more information go to

#TeamReClaim #AreYouCovered #WeGotYourBack

Nikola Hassan Joins Team Re-Claim

Nikola Hassan Joins Team Re-Claim

Sport and fitness plays an important role in our lives. Maintaining a healthy balance between work, social life and leisure gives us the motivation to keep pushing ourselves.

That’s why at Re-Claim, we not only support elite athletes who train 24/7, but also everyday sports enthusiasts who love to be fit and active.

Introducing our latest Team Re-Claim ambassador, Nikola Hassan.

Nikola is engulfed the hectic 24-hour lifestyle of public relations, marketing and the F&B industry. She knows all too well the importance of getting a balance.

“When you work so much, particularly in my position as a business owner, it is important to prioritise the “me” time. For me this is working out and being healthy,” she says. “I work out six days a week and it is very important to get the most out of each session. It gives me clarity and energy and makes me feel good about myself. When you feel good you are confident and that is something I can take into all areas of my life. When you workout you have goals to reach. You also have goals to reach at work. If you get into the habit of training everyday you will see the confidence and positive energy obtained from your workouts translate into your professional and social settings.”

Here’s a list of Nikola’s favourite workouts:

— Circuit training with personal trainer

— Indoor spin classes

— Weight training and pilates

She adds that being fit and active doesn’t have to be complicated, you just have to build a routine, stick to that routine and eat healthy.

“Working out and eating well are top priorities for me. I schedule my day around my workouts, and not vice versa. And I plan ahead when it comes to eating. You look good, feel good and are more productive when you maintain a healthy lifestyle.”

Nikola has joined Team Re-Claim with the knowledge that just one injury can ruin all the hard work.

She now has comfort knowing she will be looked after if something goes wrong.

“I like to go hard when I workout … otherwise what’s the point? It’s about pushing yourself that little bit more every day to become better tomorrow. And I can workout with peace of mind knowing that Re-Claim has my back.”

We’re excited to welcome Nikola to Team Re-Claim.

Stay tuned to hear more from Nikola via Facebook & Instagram over the next few weeks.

Make sure you head to to receive more information on our 24/7, worldwide sports accident cover.

#TeamReClaim #AreYouCovered #WeGotYourBack

How to prepare your bike for an international cycling event

Planning to travel overseas for an upcoming cycling, triathlon or duathlon event?

Team Re-Claim’s Jason Loh details the process involved in transporting your bike overseas for an international competition.

Cycling enthusiast Jason Loh

STEP 1 — Before travelling overseas

  • Send your bike for a service to ensure it is in top condition.
  • Make sure all tools required to assemble and dissemble the bike are packed and ready to go (allen key set, pedal wrench, torque wrench).
  • Bring appropriate wheels relevant to the course, elevation and road condition.
  • Get a decent bike travelling bag.
  • Remove necessary components of the bike to fit it in the travelling bag (handle bar, seat post, pedals, wheels).
  • Before removing these parts, make sure the original positions of these components are marked in the correct position so you can reassemble accurately.
  • Use sponges or bubble wrap to protect the bike frame and reduce the chances of scratches and other damage.
  • If possible, remove the rear derailleur and hangar from the frame to reduce the chances of being bent from external forces.
  • Use newspaper or unused cloth to wrap the chain to prevent contact with other objects.
  • Deflate the tyre pressure of the wheels.
  • Ensure there are no hanging parts, loose components after placing the bike into the bike bag.
  • Bring your cycling helmet, cycling shoes, water bottles, bike pump, spare tubes and tyres, pitstop sealant for races, water canisters, tyre lever, chain lube, cable tie, rubber band, portable pump, LED blinker and other equipment you may need.
  • Know the weight of the bike bag. Make sure you have bought enough baggage allowance for the bike bag.
  • Zip and lock it up. Ensure the bike bag has your personal information in case it is lost at the airport.


Pack cycling equipment to assemble bike

Now you’re ready to go!

STEP 2 — Upon arrival at race destination

  • Once you get your bike from the airport carousel, quickly check it for damage and notify airline management if there are any problems.
  • At your hotel, find an area that has extra space for you to assemble the bike.
  • When assembling, ensure components and parts are back into their original position according to the markings.
  • Make sure screws and bolts are tightened according to the recommended torque shown on the torque wrench.
  • Inflate the wheels and make sure the wheels are in good condition.
  • If there is any damage, you will need to find spare parts quickly and resolved the issue as soon as possible.
  • Lube the chain. Make sure it is well-lubed and smooth.
  • Go for a quick spin outside the hotel, check the gear shifts and make sure the shifting is good and the riding position is in its original place.


Organise your cycling equipment in advance

Time for the big day. Need to dot the I’s and cross the T’s.

STEP 3 — Race day

  • Ensure seat post and helmet has your race number sticker.
  • Make sure your bottles are filled with water or energy drinks and are placed in their holders.
  • Inflate wheels again.
  • Bring running shoes, helmet, cycling shoes, slippers, towel, goggles, spare goggles, race bib, swim cap, energy gels, sunglasses, visor, bike tools, spare tyre, water canisters, pitstop sealant, masking tape and put into a bag.
  • Cycle to the race venue early to set up your transition spot so that you have ample time to set up without rushing.


Race day preparation is important

And then you’re set for the start line. Good luck and never give up.

Re-Claim provides 24/7, worldwide cover for sports accidents and injuries including equipment cover and international cover for emergency medical evacuation and medical treatment in the case of a sports accident overseas.

Follow Jason on his Journey here 

For more information go to

#TeamReClaim #AreYouCovered #WeGotYourBack

Fitness goals for health and wellness in 2017

Fitness goals for health and wellness in 2017

Start your New Year’s health-kick with a bang with these five goal-setting tips with Team-Re-Claim’s Grace Lee.

Goal-setting is very important. It can be the difference between achieving success. Here’s some simple advice I give my clients when they start a training programme.


Make specific goals

A goal needs to be as specific as possible so you can work towards it and achieve it. Whether you want to get stronger, faster or smaller, having a baseline can point you in the right direction. For example, a bad goal would be “get healthy”, while a specific goal would be to lose a certain amount of weight.


Have measurable goals

If you can’t measure it, you can’t manage it. A measurable goal would be to focus on losing 10 pounds. Once you have that, you can quantify your progress and you can establish a time frame. Your goal may be to master a pull-up, run five miles or go to the gym four days a week. Whatever it is, you should have a definite way of knowing when you’ve reached it.


Fitness goals for health and wellness

Make sure your goals are attainable

While it can be helpful to set long-term goals, you need a more achievable goal on the horizon to keep you on track. You want to start small and see early results which encourages long-term consistency. If you set something too lofty straight away, it might be discouraging to not make progress as fast as you would like. You should also consider the size of your goal. For example, a goal of losing 30 pounds in one month just isn’t going to happen. You’re better off setting smaller goals that are easier to attain.


Set relevant goals

Finding your ‘why’ is easier said than done. Ask yourself, is this goal worthwhile and am I motivated to do it? Creating goals with motivation attached to it can give a bit of relevancy to what you are doing. For example, you may want to lose 10 pounds in two months in time for your wedding.


Be time conscious

Being strict about a deadline creates urgency. It’s also important not to set your sights too far in advance. If you give yourself four months to lose 10 pounds, that might be too long because you don’t have enough incentive to start work immediately. Instead, consider setting smaller goals along the way. Alternatively, maybe running a marathon is your long-term goal, but if you’ve never been a runner, signing up for a marathon that’s one month away is not realistic.

You should also be honest with yourself about what you’re able to accomplish in a given time frame. If losing 10 pounds is at the top of your list and you’re willing to make sacrifices in your social life and at work, you can attain that more quickly. And if not? That’s completely fine, you just need to adjust your expectations so they’re in line with your schedule and commitments.


Re-Claim provides 24/7, worldwide cover for sports accidents and injuries. For more information go to

#TeamReClaim #AreYouCover #WeGotYourBack

Re-Claim’s Stem Cell Therapy Cover Explained


Grace Lee Explains Re-Claim’s Stem Cell Therapy Cover


Remember how hard it was staying motivated during your first few months of serious training? All those long hours in the gym, strict diets and nutrition plans?

Unfortunately, it only takes one bad injury and your progress is derailed. Without specialised cover it can be very frustrating.

Just ask Team Re-Claim’s Grace Lee.

Grace is a personal trainer and works and trains everyday. There are times where she feels like quitting. But with Re-Claim, she has the confidence to keep pushing harder.

“I do get tired and crave unhealthy food and yes, I do get injured from my workouts. But I accept these moments as part of life. I get back on track and keep pursuing my quest for progress.

“Therefore it is important to know that if I suffer a serious injury, I can get the best treatment possible to recover quickly.”


Stem cell therapy explained


With Stem Cell Therapy, “I have the best cover possible”


Unlike most other insurance companies, Re-Claim covers Grace for Stem Cell Therapy at Kuala Lumpur Sports Medicine Centre (KLSMC) should she have an accident.

Traditional surgery can be quite complex and recovery is painful, requiring a lengthy rehab period to restore strength and mobility.

But with Stem Cell Therapy, Grace can return to action in just six weeks.

Expert doctors use Grace’s own blood stem cells, coupled with surgical intervention and physiotherapy to regenerate the damaged cartilage in her shoulder, speeding up the recovery process.

Even more amazing is Grace can harvest her own stem cells for any future stem cell therapy, meaning if she has another devastating injury 6-months’ later, she’s equipped to begin the recovery.



Re-Claim is Malaysia’s next-level, comprehensive sports accident insurance plan.

Grace represents the ‘non-athlete’ fitness enthusiasts, who push their limits daily in search for a healthier lifestyle.

To read more about our unique benefits go to

Team Re-Claim — #WeGotYourBack

Get Covered by Re-Claim Today for as Low as RM 87.00 per month

What to expect in the world of fitness in 2017

What to expect in the world of fitness in 2017

As the new year approaches we look at the trends most likely to gain momentum in fitness in 2017.


Wearable Technology

Sales on items such as fitness trackers, pedometers and heart rate monitors will continue to soar in 2017.


Bodyweight Training

Fitness in 2017

We believe more and more people will be staying at home rather than paying large gym membership fees this year. You can perform effective exercises that can increase lean muscle mass without using fancy equipment. Simple push up and sit up variations as well as planks and other home exercises are a great alternative. They’re also perfect for lunchtime workouts and when you are travelling.



Fitness in 2017

Check out HIIT2fit @ Publika with Chris Kha Khrang

The need for a fast workout is growing and High-Intensity Interval Training (HIIT) is the perfect solution. You can burn more calories in 20 to 30 minutes than you can in a two hour jog. Check out HIIT2fit in Publika run by #TeamReClaim’s Chris Kha Khrang. Their classes combines the benefits of high performance training and live heart rate tracking into a truly fun group-based workout suitable for all fitness levels.


Educated & Experienced Fitness Professionals

With injuries becoming more prevalent, the need for fitness professionals who are educated in exercise science and movement will increase in the next 12 months. Finding someone who can create a science-backed programme to reduce your risk of injury is important.


Strength Training

Fitness in 2017 strength training

The appeal of strength training for both men and women and people of all ages is growing. Strength training is crucial to keeping our bodies healthy, especially as we age as it preserves muscle mass and increases our metabolism.


Group Training

Fitness in 2017

Everyone loves a bit of fun and group training is the perfect way to stay motivated and reach your fitness goals.


Exercise Is Medicine

People are starting to realise the best remedy to illness is exercise. Exercise is proven to improve your memory, sleep, strength and flexibility, work performance, energy levels, immune system and can reduce your chances of heart disease and cancer.



Fitness in 2017 Yoga Ropes

Yoga has gained in popularity in Malaysia over the last five to ten years and will continue to see beginners and veterans roll out the mat. Like the point above, yoga is great for improving quality of sleep and relieving stress.


Personal Training

Keep a watch on the number of new gyms and personal trainers around Malaysia. We believe the sport, fitness and exercise industry will take off in the next 12 months with numerous athletes and fitness professionals starting various PT businesses.


Exercise & Weight Loss

It’s no new fact that nutrition and exercise are vital to weight loss. As a result, we believe more and more people will be conscious of remaining healthy. Finding an activity that can improve your aerobic capacity and physical health, as well as being fun, is the key.


Re-Claim provides 24/7, worldwide cover for sports accidents and injuries. For more information go to

#TeamReClaim #AreYouCover #WeGotYourBack

*List based on research from American College of Sports Medicine

Young gun Jason Loh joins Team Re-Claim

Young gun Jason Loh joins Team Re-Claim

Dedication and perseverance is needed to reach the top in triathlon and duathlon. Hours of training, racing, travelling overseas and recovering from setbacks. It’s a non-stop cycle.

Introducing Team-Re- Claim’s latest member, 24-year- old Jason Loh.

Jason is a passionate and enthusiastic athlete who has achieved great success in his short career. He is always pushing his limits to get the best out of himself and striving to become a better athlete.

He currently has his sights on being a top 10 duathlete in Southeast Asia as well as qualifying and competing in the Powerman World Series, ITU World Championship and the 2019 SEA Games in Philippines.

But it’s his stories of defeat and injury that really proves how tough he is.

Like all athletes, Jason knows all too well how hard it is to recover from an accident. There’s not only the physical suffering but also the psychological pain of being out of action. That’s why he is with Re-Claim.

Here’s his story:


Jason Loh Joins Team Re-Claim


Two years ago we had a training camp in Phuket. It’s very famous for it’s mountain roads and being perfect for cycling. During one training session I was going through a section of rainforest and there was a bit of algae and moss on the side of the road. I took the racing line into the corner and was going too fast and my front wheel slipped and I crashed pretty badly. My first point of contact was my hip bone. I slammed onto the road quite hard, the bike was pretty banged up. After that day I really struggled to get back into training with the usual intensity. It took a while for the confidence to come back, not to mention all the rehab and physio sessions.

Jason eventually got back on his bike, but the experience in Phuket really highlighted impact of serious injuries. Now as a Re-Claim athlete, he’s know that if something goes wrong he has the support he needs.

Re-Claim not only provides emergency medical evacuation and equipment cover up to RM30,000, but covers sports specific physio and rehab up to 180 days if you are hospitalised.

Stay tuned to hear more from Jason via Facebook & Instagram over the next few weeks.

Make sure you head to to receive more information on our

24/7, worldwide sports accident cover.

#TeamReClaim #AreYouCovered #WeGotYourBack